Part of the CommercialLending.ai Operating System

Payoff Agent runs inside the CommercialLending.ai ecosystem. Visit CommercialLending.ai

Built for equipment finance lenders

If Payoff Calculations Are Taking More Than 10 Minutes, We Need To Talk. PayoffAgent Gets Most Quotes Done In Under 2 Minutes.

Built specifically for equipment finance lenders handling complex EFAs, step payments, balloon structures, and variable rates in manual payoff workflows.

Performance Snapshot

10x

Faster Processing

99.9%

Accuracy Rate

190 Hours

Returned Monthly

  1. 1

    Upload your equipment loan and lease contracts

  2. 2

    Review extracted terms including EFAs, step payments, and variable-rate language

  3. 3

    Run payoff calculations with servicing data overrides

  4. 4

    Generate and deliver professional payoff letters

Proven In The Field

Equipment finance teams are using PayoffAgent at scale to cut manual payoff turnaround to under 2 minutes.

In active production environments processing around 500 payoff calculations per month, teams have returned roughly 190 hours monthly while maintaining zero calculation errors.

This is what purpose-built payoff automation looks like for equipment finance lenders.

Built for equipment finance

We can also customize PayoffAgent for any commercial lending process—even if you're not in equipment finance.